It is tough out there.  We are in a season of harsh realities. Our economy has gasped and sputtered and is close to stopping. 

Once comfortable retirees now worry about managing, while looking for part-time work. Recent hires, entry level and service workers are losing benefits, hours and eventually jobs.

The trends are going in the wrong direction.  Needs are growing and revenues are reduced.

These economic troubles are anxiety-inducing to us and terrifying for the families we see at our door at Interfaith Works.  Working poor families are literally falling off the cliff try to make ends meet.

Interfaith Works is a coalition of more than 140 congregations working together for 36 years to meet the needs of the poor in Montgomery County.  Last year, we served more than 30,000 residents in our County. We provide emergency shelter, transitional and permanent housing, centers for distribution of clothing, household goods, baby and school supplies, and emergency assistance for utilities and eviction prevention.

In my eight years at Interfaith Works the depth of need of those we serve has never been greater.

You have been reading the numbers every day—what we know is that in less than two years, the cost of fuel oil has increased 31%, gasoline 17%, eggs 63%, flour 39%, bread, 42%, milk 20%.

I would remind you that more than 50,000 people in Montgomery County–a third of them children–live below the federal poverty line of $16,000.

When you are living from pay check to pay check, there is no way to cover an additional $15 per week increase in gasoline to get to work, heating bills that are one third more, and food costs that are 20% more.

So what do we do when we work as hard as we are able, and we can’t support our families?

It is a chronic shortage of income that does people in– that brings them to Interfaith Works’ door. A family is short on rent one month because the utility bill was higher than expected, medication costs used the monthly budget for food, or work was missed because of a sick child that left the hourly wage worker short on pay.

The cycle continues.  If you are listening, you will hear people in pain.

Well, we are listening. Over the years many of us have been involved in work related to poverty in our community. Each of us has developed our own perspective on the complex and interrelated issues of poverty. We have been done many good things, but it is time to ask, “Are we doing the right thing?”

Interfaith Works is hosting a series of community discussions called “Changing the Conversation about Poverty in Montgomery County”. This opportunity is a time to reflect on our views and to explore new ways of thinking about poverty in the county.

This will not be just another brainstorming session.

Instead, we are bringing together a diverse group to share our thinking and engage in conversations that will be generated by a set of provocative questions.

These difficult times call for our renewed commitment and more than members of faith communities, elected officials, government staff, philanthropic organizations, corporate representatives, service providers, those receiving services and interested neighbors who are prepared to speak honestly to each other.

Now is the time for strengthening commitments to our work and our community.  We are “Changing the Conversation About Poverty in Montgomery County” and I hope you will join us.There is still time to sign up for this important conversation. Will you consider making time for this discussion scheduled on the following dates:

• Session #1: September 23, 2008, from 8:30 am to 12:30 pm
• Session #2: September 23, 2008, from 1:30 pm to 5:30 pm
• Session #3: September 24, 2008, from 1:30 pm to 5:30 pm
• Session #4: September 25, 2008, from 8:30 am to 12:30 pm.

Our location is the Vis Arts Center at 155 Gibbs Strett in Rockville.  Please R.S.V.P. to me or to Adria Olaleye if you plan on attending.

In addition to the four sessions listed above, an evening session is scheduled for September 24, 2008, from 7:30 to 9:30 pm. This session is open to the general public and anyone interested in the issue of poverty in the county.

I look forward to spending time with you in conversation on the critical issue of poverty in our county.

Rebecca Wagner is executive director of Interfaith Works, formerly Community Ministry of Montgomery County, a non-sectarian interfaith coalition of more than 140 member and affiliated congregations representing over 65,000 families of many faiths, working together to meet the needs of the poor in Montgomery County, Maryland.

In my work on gender issues, I am acutely aware of the disproportionate impact that poverty has on women—–and when women are mothers, on their daughters and sons.

As the former president of Spelman College and Bennett College for Women, our nation’s only two historically Black colleges for women, I witnessed the crucial link between education and a woman’s economic security. And we all know that a woman’s own education will have an influence on whether her children expect to have a college education and whether or not she can afford to send her children to college.

In my current role as the chair of the Johnnetta B. Cole Global Diversity and Inclusion Institute, I am keenly aware of the critical importance of advancing diversity and inclusion in our schools, our workplaces, and indeed in all arenas of our nation and our world. When different people are "at the table," different and innovative ideas come forth, and as a result, businesses can compete more successfully, schools can do a better job of educating students, and communities can more successfully tackle their problems.

There are countless examples of the value of bringing women and girls "to the table." That is why I am thrilled to have been invited to play a role in The Women’s Foundation’s Leadership Luncheon and 10th anniversary celebration.  Women’s philanthropy represents so much of what my work and learning have been about throughout my career:

The power of investing in women and girls.

The return on the investment for all of us when you bring a woman and her family out of poverty.

The power of people coming together to make a difference.

I understand that this year’s Leadership Luncheon will be like no other that has happened before. Rather than moderating a conversation among experts on a topic, I’ll be leading a special staged program that will at once be a discussion of the value of women’s philanthropy and the story of the collective power of giving together—told through the stories and experiences of key members of The Women’s Foundation community.

I’m really looking forward to being with you all on October 15th at the luncheon and to leading this exciting celebration capturing the power and potential of investing in women and girls!

Dr. Johnnetta B. Cole is Chair of the Johnnetta B. Cole Global Diversity and Inclusion Institute and will be speaking at The Women’s Foundation’s 2008 Leadership Luncheon.

Tickets and sponsorships are still available!  We hope you can join us and experience firsthand The Power of Giving Together!

Today is Women’s Equality Day – the anniversary of the day that women finally won the right to vote in 1920.  In a year when a woman was a serious contender for the Presidency and another woman is Speaker of the House, we should take a moment to celebrate how much has changed thanks to the work and sacrifices of the suffragettes.

But when that moment is over, we need to start having a serious conversation about how far things still have to go.

Ironically, today is also the day that the Census Bureau releases the annual poverty statistics. It spells out just how unequal things still are for women when it comes to dollars and cents.

Single-women headed families are still far more likely to be in poverty than families headed by married-couples or single men.  More than 28 percent of families headed by a woman live in poverty.  In fact, of the 7.6 million families living in poverty, 4.1 million (well over half) are headed by single-women.

This has consequences not only for the women themselves, but for their children as well.  Between 2006 and 2007, the poverty rate for children increased. And, children living in women-headed families are far more likely to be poor. Forty-three percent of children under 18 living with a single mother were living in poverty and 54 percent of children under six living with a single mother were living in poverty as well.

What is one of the major reasons that women are poorer than men?

The fact is that women still earn less than men. In 2007, women earned 78 cents for every dollar earned by a man. 

This is the smallest the wage gap has ever been in history. So, let’s recognize it for what it is – a small step in the right direction.  But, it is a very small step. The reality is that the wage gap has barely increased in the past 20 years.  In 1983, the wage gap was 19.9 percent.  Today it is 22 cents.

So, to honor Women’s Equality Day, every person reading this blog should go out and demand that all candidates for office champion laws and programs that will assist women to have jobs that pay enough that they can support their families.  We need bold leaders if we are going to address the big issues like the wage gap and the poverty rate for women.

I know that The Women’s Foundation community is filled with the strong, visionary women that we need to get this job done.

Sharon Levin is The Women’s Foundation’s Director of Major Events and Policy Advocacy.

I frequently ponder and analyze various issues affecting women, and the lives of women in general.  How far we have come over the last few decades, how grand the numerous obstacles that still hinder us are, what the plentiful definitions of feminism are and how women choose to adopt them.

But lately, my mind has been on a different spectrum of women, namely older women. Specifically, I’ve been thinking more and more about services for older women- or the lack thereof. I don’t really know why, or if there was a specific event that triggered this novel introspection, but I became curious, and began asking myself what services are available for elderly women, what are their needs, and how do their needs differ from those of younger women?

It’s easy, for me at least, to focus on helping young girls and middle-aged women.  I think I’ve always had an ability to conjure up images of little girls, young adults, and middle-aged women when I am doing work around issues specially related to women, or analyzing “women’s issues.”   When I read success stories on women working their way out of economic poverty, landing better jobs, getting landmark promotions, or something of the sort, I generally picture someone in their twenties, thirties or forties.

But now, a change has come. I visualize women like my mom. I wonder about the lives of female baby boomers.

What happens with older women recently released from prison?  What sort of assistance is readily available for them to get back on their feet (e.g., finding safe shelter, food, financial assistance, quality health care, etc?) 

How many are still in prison for non-violent crimes committed decades ago and how do their hardships differ from that of their younger counterparts?

What about the homeless? What kinds of services specially catered to their varying needs are readily available?

How much attention is being paid to the increasing number of retired women who fall prey to investment schemes and lose all or most of their life savings to skyrocketed and/or hidden fees?

How do the ones who are out of work on disability and depend on social security income to make ends meet spend their spare time?

How big of a problem is a lack of health insurance?

My wide spectrum of questions applies to older women all over the world. I wonder what everyday ills plague their lives. These women are mothers, grandmothers, sisters, cousins, aunts, care-takers of their children’s children, widows, divorcees, survivors of war, cancer survivors, retired professionals, etc.

It would behoove me to learn more about the older age bracket, because they always have and always will be an intricate part of my life, and life in general.

Even though so many great projects and initiatives exist today to sustain young girls and help them grow into adulthood with security, success, and the knowledge to fight against discrimination, we can’t afford to forget about the older generation. They might not be creating communities anymore, but they sure are sustaining them, all over the world. They are our bloodline.

I even put these thoughts in connection with recent and past natural disasters like Hurricane Katrina in New Orleans, the recent earthquake in China that left a daunting amount of fatalities, the May 2008 tsunami in Myanmar, and countless others.  How do these life-changing calamities alter life, particularly for older women?

I don’t really have any answers, yet.  But I think it’s important that we consider these issues, and work towards their solutions. 

I intend to start with me.  Once I learn more, I can also learn what I can do about some of the problems. Just remembering that I have to consider all women when thinking of women is a turn in the right direction.

Just laying these words down helps awaken my senses.

Thankfully, I do know that there are many wonderful people and programs that have been way ahead of me! They are on the front lines working to combat the hardships that are unique to older women.  There’s the Older Women’s League with many initiatives geared towards helping and caring for older women. There’s also The Center for Advocacy for the Rights and Interests of the Elderly, a nonprofit housed in Philadelphia that offers a comprehensive list of activities and services for older adults.

Even some of The Women’s Foundation’s Grantee Partners have services that directly and indirectly benefit older women. The vast array of Grantee Partners’ work focuses on issues such as mental health, homelessness, incarceration, domestic violence, immigration, finding good jobs, etc., and these types of broad issues affect women across the age spectrum.

It’s now my preliminary mission to learn specifically about the problems that plague older women, determine how I can help at an individual level, and discover what other organizations exist for older people, namely women.

I have a feeling that it will be cumbersome to find organizations working solely with the issues affecting older women, but it’ll be interesting to see how I can play a role in fixing that problem.

Sherell Fuller served previously as The Women’s Foundation’s program assistant.

I hope you all have had a chance to read Phyllis’ commentary in the Spotlight on Poverty.

I am one of the staff here at The Women’s Foundation working on the Women’s Economic Security Collaborative (WESC) and I think it is a very exciting project.  We have the opportunity to really help low-income women and their families throughout the country by bringing greater attention to the issue and the policies that affect it.

One of the things that I love about this project is that I get to work with some of the other really incredible women’s foundations from other cities. Our partners are The Women’s Foundation of California, the Chicago Foundation for Women and the Women’s Foundation for a Greater Memphis.

Already, we are learning so much from one and other – and I think the fact that we will be able to meld all of our experience and focus it on one common goal makes the WESC a very powerful group. Also, it gives Washington Area Women’s Foundation the opportunity to take the best of our partners’ work and use it here in the Washington metropolitan area.

I want to share with you just a few of the great projects that our collaborators are working on:

• The Women’s Foundation for Greater Memphis is the only women’s foundation in the nation to lead the fundraising for a Department of Housing and Urban Development HOPE IV project (these projects provide funds to revitalize some of the country’s most distressed housing projects). In Memphis, the women’s foundation has partnered with the Memphis Housing Authority to redevelop two of the largest public housing developments in Memphis and to provide comprehensive community support services.
• In Illinois, the Chicago Women’s Foundation has launched a state-wide public awareness campaign to address domestic violence called “What Will It Take”. Their goal is to end the abuse of women and girls, and they have used a wide-range of tools– including town-hall meetings, PSA’s, an action packet, concerts and more- to educate and involve the people of Illinois.
• The Women’s Foundation of California houses The Women’s Policy Institute – the only project in the nation of its kind. It is a year-long program for community leaders in California that combines advocacy training sessions and actual work to develop and implement policy advocacy projects. Thus, the Institute meets the twin goals of increasing the number of women’s advocates in the state and increasing the number of policies that reflect the needs and realities of low-income women and their families.

And, of course, our partners are learning from us as well. In fact, the Stepping Stones Initiative’s success in helping single-women low-income families increase their financial independence is not only influencing the work of our partners, but of many other women’s foundation around the country as well (including Colorado, Maine and the Nokomis Foundation to name a few).

Over the next year, we will be working locally with Grantee Partners, poverty experts, policymakers, women throughout our region and other key stakeholders to review the local landscape and to discuss ways to improve policies that impact low-income women – including the use of a Poverty Impact Statement.

Then, we will meet with our partners in the WESC so that we can all share what we have learned in our communities and what we have learned nationally. Our goal is that, by working together, we can each exponentially increase our knowledge and our ability so that we can have a deeper impact on the lives of women and girls at home.

I think we will.

Sharon Levin is The Women’s Foundation’s Director of Major Events and Policy Advocacy. 

A few weeks ago, Phyllis blogged about being a guest editor on Dove’s Campaign for Real Beauty site.

And now, her post is live.  "From Orphan to Millionaire: The story of an amazing woman," discusses a woman who has been a source of inspiration to Phyllis, both for her business saavy and her philanthropy. 

"Based on what I know about Madame Walker, I assume that her products would fit into the former category. Because her life tells the story of a woman who didn’t necessarily seek to enrich herself, but to enrich every woman around her.   This is how good business, in the truest sense of the word “good,” is conducted. Not with only a profit motive, but with a people motive," Phyllis writes.

Read the full column.

We at The Women’s Foundation are very excited to announce the release today of a new Request for Proposals under our Stepping Stones Initiative.

We have learned so much during Phase 1 of Stepping Stones (2005-2008) through our Grantee Partners, their clients, other stakeholders and our evaluators.

We hope Phase 2 (2009-2012) will deepen this work, as well as the learning, and build on the initiative’s success in increasing the economic security and financial independence of low-income, women-headed families in our region.

One of the greatest learnings from Phase 1 is the value of partnership and collaboration. That’s part of why Phase 2 and this RFP are so exciting: they seek to strengthen this learning.

Phase 2 is also exciting for us as funders because we are using it as an opportunity to broaden the frame of “place-based” philanthropy, which now concentrates giving in a particular geographic place, usually a neighborhood. Our approach will intentionally focuses instead on supporting organizations and collaborative efforts that reach low-income women where they work, attend school, engage or participate in professional or personal development services, or receive services for their children – not only where they live.

So welcome to the beginning of Phase 2 – we can’t wait to see what it brings!

Gwen Rubinstein is a program officer at The Women’s Foundation overseeing Stepping Stones’ grantmaking in the areas of jobs, early care and education, and strategic opportunity and partnerships.

One of the many things I appreciate about The Women’s Foundation is how deliberately it works to bring people together–both donors and Grantee Partners–to build community. For example, as a member of the 1K Club, I’m occasionally invited to special events that showcase Grantee Partners and their outstanding work.

Last Thursday, I attended such an event: the graduation ceremony for the latest class of the Training Futures program. This group of 48 women and men had completed a 25-week office skills training program for underemployed and unemployed workers.

Their graduation was held at the Gannett headquarters in McLean.  As students were called up to receive their diplomas, they were each complimented in a special way and challenged to move forward to continued success.

The pride in each of the graduates was palpable. Each graduate had been trained and given skills to become productive workers. They also developed ties to a nurturing community and support group that will be there for them when they need it.

This class represented more than 20 different nationalities and a variety of skill levels. We were told that the program creates an office simulation for trainees. Students are taught a full-range of current computer office programs, keyboarding, business English and math, filing, how to use a calculator, and customer service. They also are expected to dress professionally, arrive on time, complete office assignments, and interact professionally with their fellow classmates as well as their teachers.

In the process, Training Futures creates a community of support for their trainees who learn they are not alone, that others do care about them and want to see them succeed. They also work in internships and can earn up to 17 college credits from Northern Virginia Community College during their six months of training.

Obviously, this was a triumphant experience on many levels. Training Futures was able to show what they do and how effective they are (more than half of the 48 graduates have already found jobs and the others are interviewing), and thank the funders who continue to support them.

I look forward to celebrating the successes of other Grantee Partners in the years to come as The Women’s Foundation continues to both build and invest in our community.

Laura Forman is a member of the 1K Club and serves on the Open Door Capacity Fund Committee.  She is president of Laura Forman Communications LLC.

Training Futures is a program of Northern Virginia Family Services, a Grantee Partner of The Women’s Foundation.

The Women’s Foundation congratulates Casa de Maryland on its victory Tuesday before the Montgomery County Council, when the Council unanimously approved a bill that will provide new legal protections for domestic workers.

This bill is believed to be the first legislation nationally of its kind.

The Washington Post covered the back story that led to this tremendous advocacy effort here.

With support from The Women’s Foundation, CASA led the advocacy efforts for this breakthrough legislation for women who work in other people’s homes.

As CASA’s Alexis De Simone noted, “The nannies, housekeepers, and elder companions who keep our homes and our families safe and secure are routinely denied overtime pay, minimum wage, sick days, and health insurance. They work in isolation, and are in some cases forbidden to interact with the outside world. Many are physically, sexually, and verbally abused.”

Thanks to a four year campaign by CASA and their coalition partners, these employees will no longer be so vulnerable.

The bill requires an employer to present the domestic worker written notice of their legal rights guaranteed under state law and a written contract specifying the terms and conditions of employment. Support for this policy was strengthened after the County Council released a 2006 report that found that domestic workers often did not know their rights – a fact that often resulted in their being paid less than the minimum wage or not receiving overtime pay.

The bill also requires that live-in domestic workers have a separate bedroom with a door that can be locked, and reasonable access to a kitchen, bathroom and laundry facility. In addition, the bill prohibits retaliation against a domestic worker who requests a written contract, attempts to enforce the terms of a contract, files a complaint or participates in an investigation of a complaint.

County Executive Isiah Leggett has said that he will sign the bill. That could happen as early as tomorrow, and then the bill would go into effect in 180 days.

Sharon Levin is The Women’s Foundation’s Director of Major Events and Policy Advocacy.  Casa de Maryland is a Grantee Partner of The Women’s Foundation.

I was thrilled when the Dove representative told me how they’d found us.

"We did a Google search for “inspiring women,” she said, and we came up with a blog on your site by Wendy Weaver.

I can’t think of a better Google search I’d like for us to pop up on, since inspiring is really our business.

Our donors and volunteers inspire us, and each other, every day. Our Grantee Partners inspire change in women and girls throughout our region. And those women and girls inspire our staff, board and supporters to continue to give back and grow the powerful wave of women’s philanthropy we’re all creating together.

It feels good any time that this is recognized publicly, even by a search engine.

Dove was looking for inspiring women to invite to be guest columnists on their Campaign for Real Beauty site. They asked me to write a brief reflection on a woman that has inspired me in some way.

I chose to write on a long-term hero of mine, Madame CJ Walker, the first African American woman millionaire, a model of philanthropy and a smart, savvy business woman. She began life as a slave, and ended it a brilliant entrepreneur making the first hair products especially designed for African American women.

As I was writing the piece, which will be posted in the coming weeks on the Dove site, I couldn’t help but think about the relationship between women and body image—the very issue Dove is addressing with their site.

And how for many women, their perception of their worth, their beauty, their self-esteem, their bodies, is dictated by an externally imposed sense of what is beautiful—rather than by an internal acceptance of all the quirks and differences that make us all unique.

Yet, there are far fewer external voices dictating notions of what women should do with their money, how they should feel about their money, what they should expect from their money.

Women are to shop, to buy, to consume.

Buy this face cream, this outfit, these shoes, and you’ll look fine, be fine.

The messages that make it an equally powerful expectation that women will save, build wealth, take control of their finances and feel good about their wealth are rather quiet in comparison, keeping women, and particularly young women, focused on youth-saving face creams, rather than on financial savings—which is crucial to economic security and wealth building.

And to building a secure retirement plan.

Because all the face creams in the world don’t actually stop the aging process or the future from coming.

In retirement, women are far more likely to face poverty than men, because older women are far more likely to be unmarried, they live longer on average, and because Social Security doesn’t tend to pay women as much as men, just to name a few reasons.

But whatever the savings goal—be it retirement, a home, a college degree or a car—I wish that women received more messages that inspired them to invest in their own financial futures than they did to invest in losing weight, looking younger or dressing better.

Because there’s nothing more beautiful than a woman in control of her finances and her future.

Phyllis Caldwell is president of The Women’s Foundation.